Guap Finance is engineering the definitive corporate charge card. By operating at the intersection of SaaS Fintech, Traditional Finance (TradFi), and Decentralized Finance (DeFi), we empower businesses with boundless liquidity and borderless spend.
What is Embedded Finance?
Embedded finance lets businesses issue their own financial products—like charge cards—directly to their employees or customers. Instead of relying on traditional banks, companies can now control every aspect of card issuance, spending, and settlement, all through a modern software platform.
Why Choose Embedded Finance?
Skip the middleman. Get instant card provisioning, real-time controls, automated compliance, and direct access to settlement liquidity. Your finance team gets visibility and control in minutes, not months.
Guap Finance bridges the gap between modern SaaS, traditional finance, and decentralized liquidity. Three distinct pillars working together to deliver unprecedented control and capital efficiency.
SaaS Fintech
We deliver a beautiful, cloud-native Software-as-a-Service experience. Real-time dashboards, automated receipt matching, granular role-based access control, and instant API integrations mean your finance team spends less time reconciling and more time strategizing.
TradFi Base
At its core, the Guap Charge Card is powered by the battle-tested infrastructure of Traditional Finance. Through our strategic integration with Stripe Issuing, we tap directly into the Visa/Mastercard networks ensuring 99.9% global acceptance, PCI-DSS compliance, and zero-liability fraud protection.
DeFi Settlement
We are bridging the ultimate gap by allowing businesses to collateralize and settle their corporate spend using Decentralized Finance liquidity pools. By holding treasury in stablecoins or algorithmic yield protocols, companies can earn interest on their float right up until the exact moment a transaction settles.
The Result: The Guap Charge Card
A seamless corporate card program that feels like a modern SaaS app, works everywhere a traditional credit card does, and utilizes the capital efficiency of blockchain-based liquidity. No compromises.
- Instant virtual card provisioning
- Real-time double-entry ledger
- Customized spend limits and controls


Whether you need a single physical card for your CEO or 10,000 virtual cards for distributed teams, our infrastructure scales instantly. No vendor lock-in, complete API control.
Physical & Virtual Cards
Ship cards globally or provision virtual cards instantly—no waiting.
Mobile Wallets
Add to Apple Pay or Google Pay in seconds. Tap to pay anywhere Visa is accepted.
Global Acceptance
Works at 99.9% of merchants worldwide through Visa/Mastercard networks.